Social lending
At our discretion, you may be given credit that will prevent your over-indebtedness and support the management of your finances.
- income support
- financial and debt counselling
- Personal finances and debt problems
- Social services
- PTV
Age group: Young people, Elderly, Children and families with children, Adults
Service language: Finnish, Swedish, English
Municipality: Espoo, Hanko, Inkoo, Karkkila, Kauniainen, Kirkkonummi, Lohja, Raasepori, Siuntio, Vihti
Activity organiser: Länsi-Uudenmaan hyvinvointialue
The purpose of social lending is to help people avoid economic problems and over-indebtedness and to support them in coping independently with spending. Social loans will not affect your ability to receive social assistance.
Social lending ranges from EUR 500 to EUR 10,000. The maximum repayment period is 5 years.
You can get credit for such things as
- home purchases, such as furniture or household appliances
- arrangement of other loans and debts
- other expenses justified for independent coping.
Before we grant a social loan, we will carry out a calculation of your available funds In this, we will examine how much money you have to repay the credit. We will take into account income and expenses, assets, debts and earning opportunities.